Software Engineer, Lending

Ovii's Interpretation of the Role

We are looking for a senior full‑stack engineer to design, build, and scale the lending platform that serves millions of customers. You will own technical decisions, set architectural standards, and partner across product, design, and operations to deliver secure, high‑performance financial services.

Role Snapshot

• Full‑stack engineer on lending platform
• Lead technical design & implementation
• Set architectural standards
• Partner with product, design & ops
• Drive reliability, security & scalability
• Own rapid‑yet‑sustainable technical decisions

Must-Have Requirements

• 8+ years building and scaling distributed systems, high‑throughput APIs, or data‑intensive services
• Full‑stack engineering with backend architecture and modern frontend frameworks
• Clear communication skills
• distributed systems
• high‑throughput APIs
• data‑intensive services

Nice-to-Have Signals

• Experience in payments, lending, or regulated consumer finance
• Familiarity with Node.js, TypeScript, NestJS, Kubernetes, AWS, React Native
• Experience with AI‑assisted development tools (Claude Code, Cursor)
• payments
• lending
• regulated consumer finance
• Payments
• Lending
• Consumer Finance

Work Setup

• Location: United States
• Work mode: REMOTE
• Remote scope: COUNTRY_RESTRICTED
• Remote countries: United States
• Employment type: Full-Time

Not Specified in JD

• Visa sponsorship
• Salary range
• Relocation
• Notice period
• Travel
• Security clearance
• Coding test
• Portfolio
• GitHub
• Writing sample
• Cover letter

What You'll Likely Work On

• Lead design and implementation of core lending services
• Define and enforce architectural standards, code quality, and performance guidelines
• Collaborate with product, design, and operations to shape lending product strategy
• Optimize system reliability, security, and scalability across microservices
• Make technical decisions that balance fast delivery with long‑term sustainability

Good Fit If You Have

• Thrives in a fast‑moving, high‑urgency environment
• Low‑ego, collaborative team player with strong communication
• Growth mindset eager to learn and contribute
• Experience in payments, lending, or regulated consumer finance is a plus