Senior Credit Manager, US Core

Ovii's Interpretation of the Role

Tilt seeks a senior credit professional to own high‑impact analytical work for its Cash Advance product. The individual contributor will shape credit models, drive product experiments, and influence senior leaders across data science, product, and risk teams.

Role Snapshot

• Senior Credit Manager – US Core
• Individual contributor
• Credit risk & policy ownership
• Model development & refinement
• Product experimentation partner
• Cross‑functional influence

Must-Have Requirements

• Credit risk analysis
• Quantitative modeling
• Data analytics
• Statistical analysis
• Financial modeling
• Executive communication
• credit risk
• data analytics
• consumer lending
• fintech
• Bachelor's degree in a quantitative field (e.g., Engineering, Business, Finance, Computer Science, Mathematics, Economics)

Nice-to-Have Signals

• Advanced degree
• Fintech domain experience
• Familiarity with AI trends in credit
• advanced degree
• fintech product experience
• Advanced degree (Master's, PhD) a plus

Work Setup

• Location: United States
• Work mode: REMOTE
• Remote scope: COUNTRY_RESTRICTED
• Remote countries: United States
• Employment type: Full-Time

Not Specified in JD

• Visa sponsorship
• Salary range
• Travel
• Security clearance
• Coding test
• Portfolio
• GitHub
• Writing sample
• Cover letter

What You'll Likely Work On

• Maintain and accelerate credit model and underwriting policy updates for the Cash Advance line.
• Design and evaluate new product constructs and pricing, applying rigorous credit analysis to test‑and‑learn initiatives.
• Integrate user‑product insights with quantitative credit rigor to move concepts toward scalable strategies.
• Translate complex analytical findings into clear, decision‑ready recommendations for senior stakeholders.
• Collaborate closely with data science, product, marketing, and risk teams to align initiatives with business strategy.
• Scope ambiguous analytical problems, create structured approaches, and drive projects forward with independent judgment.

Good Fit If You Have

• Advanced degree (e.g., Master's, PhD) is a plus.
• Experience in consumer lending or fintech environments.
• Proven ability to influence senior leaders without formal authority.