Senior Credit Manager, US Card

Ovii's Interpretation of the Role

Tilt seeks a senior credit professional to design, test, and scale new card line‑management programs. The role blends credit policy, quantitative analysis, and cross‑functional program ownership while influencing senior leaders remotely across the US.

Role Snapshot

• Lead design of credit line‑management programs
• Own end‑to‑end analytical work
• Partner with data science and product
• Influence senior stakeholders without formal authority
• Drive decisions in ambiguous problem spaces
• Remote US‑based individual contributor

Must-Have Requirements

• SQL
• Python
• Credit risk analysis
• Quantitative modeling
• Program design & testing
• Executive communication
• credit risk
• data analytics
• quantitative analysis
• Bachelor's degree in a quantitative field (Engineering, Business, Finance, Computer Science, Mathematics, Economics)

Nice-to-Have Signals

• Fintech lending knowledge
• Advanced degree
• consumer lending
• fintech
• Advanced degree (e.g., MS, MBA)

Work Setup

• Location: United States
• Work mode: REMOTE
• Remote scope: COUNTRY_RESTRICTED
• Remote countries: United States
• Employment type: Full-Time

Not Specified in JD

• Visa sponsorship
• Salary range
• Relocation
• Notice period
• Travel
• Security clearance
• Coding test
• Portfolio
• GitHub
• Writing sample
• Cover letter

What You'll Likely Work On

• Identify, design, and test new credit line‑increase policies such as over‑limit or dynamic increases
• Run independent SQL/Python analyses to size opportunities, structure experiments, and evaluate results
• Collaborate with Data Science to define model success criteria and act as business owner for new risk models
• Translate complex analytical findings into clear, decision‑ready recommendations for senior leaders
• Navigate loosely‑defined problems, build test frameworks, and push initiatives to production with minimal direction
• Maintain visibility across cross‑functional teams and shape product direction through data‑driven insights

Good Fit If You Have

• Advanced degree (e.g., MS, MBA) is a plus
• Experience in consumer lending or fintech environments
• Creative, action‑oriented mindset that prototypes and iterates quickly
• Eagerness to learn new tools and stay current on credit and AI trends